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QUALIFICATIONS OF KEITH E. COFFMAN

State Licensed and Certified #AR003037EDUCATIONAL BACKGROUND

Associate of Arts Degree      Ventura Junior College

Bachelor’s Degree                San Diego State University

Economics Major

Real Estate Minor, Appraisal Courses

EMPLOYMENT BACKGROUND

Branch Manager

CIT Financial Corp., Real Estate Lending 11 years

Real Estate Appraiser Associate

Florian Appraisals 1 year

ACS Appraisal Services 4 years

Self - Coffman Appraisal Services 24 years

OTHER QUALIFICATIONS

Real Estate Broker’s license

College Courses: Real Estate Principles and Practices

                        Real Estate Law, Real Estate Finance

                               Real Estate Appraisal, Real Property ManagementMEMBERSHIPS/COURSES/SEMINARS

Challenged and passed written examination, Society of Real Estate Appraisers Course 101, “An Introduction of Appraising Real Property.”

Attended and passed written examination, Society of Real Estate Appraisers Course 102, “Applied Residential Property Valuation.”

Attended and passed written examination, Society of Real Estate Appraiser Course 201, “Applied Income Property Valuation.”

Attended Society of Real Estate Appraisers sponsored seminar on “New Uniform Residential Appraisal Report”

Attended Appraisal Foundation and American Institute of Real Estate Appraisers

sponsored seminar on “New Uniform Commercial and Industrial Appraisal Report--UCIAR.”

Attended Society of Real Estate Appraisers sponsored Professional Practice Seminar and passed required examination for State licensing and certification.

Passed State of California License and Certification examination, (November 22, 1991).

Courses taken and written examinations passed to renew Real Estate Broker License, State of California; Western Schools:

1. Home Sales and Real Estate Finance

2. New Home Real Estate Issues

3. Agency & Ethics

4. Agency

5. Ethics, Professional Conduct, and Legal Aspects of Real Estate

6. Fair Housing

7. Mortgage Lending and Loan Brokering, part I, part II

8. Trust Fund Accounting and Handling

Continuing education to renew Real Estate Appraiser License and Certification, State of California

1. Laws & Regulations - September 8, 1995

2. Standards of Professional Practice A & B - September 29-30 and October 6-7, 1995; attended and passed written examinations

3. Attended course and passed written examination for F.H.A. Appraiser, Los Angeles, CA; July 21, 1994

4. Completed course and passed written examination, “Practical Overview of Evaluations and Other Limited Scope Assignments”; September 30, 1994.

1999 Courses Completed:

1. FHA update course; 4 hours continuing education: 01/23/99

2. Federal and State Laws and Regulations; 4 hours continuing education: 11/20/99

3. Uniform Standards of Professional Appraisal Practices; 7 hours continuing education: 11/20/999

4. FHA National Policy; 4 hours continuing education: 11/13/99

5. Modern Principles and Standards of Real Estate Appraising and FHA appraising course on new FHA requirements; 56 hours continuing education credit.

6. Real Estate Fundamentals II; 27 hours continuing education: 12/03/99

7. Americans with Disabilities Act Fair Housing; 3 hours continuing education: 12/15/99.

8. Appraiser As An Expert Witness; 7 hours continuing education: 12/18/99

2002 Courses Completed:

Attended and passed the following courses for renewal of Real Estate Broker License:

1. Selling Business Opportunities in California; Part I; 21 hours

2. Selling Business Opportunities in California; Part II; 12 hours

3. Fair Housing; 3 hours

4. Trust Fund Handling; 3 hours

5. Agency; 3 hours

6. Ethics, Professional Conduct, and Legal Aspects of Real Estate

2003 Courses Completed:

Attended and passed the following courses for renewal of Real Estate Appraisal License:

1. Real Estate Appraisal Fundamentals II; 27 hours

2. Federal and State Laws & Regulations; 4 hours

3. Advanced Issues in Appraising; 20 hours

4. National USPAP Update; 7 hours

Uniform Standards of Professional Appraisal Practice (USPAP)

2005 Courses Completed:

Attended and passed the following courses for renewal of Real Estate Appraisal License:

1. National USPAP Update Course; 7 hours

Uniform Standards of Professional Appraisal Practice (USPAP)

2007 Courses Completed:

Attended and passed the following courses for renewal of Real Estate Appraisal License:

1. Technical Inspection of Real Estate; 20 hours

2. FHA Update; 4 hours

3. Appraising Manufactured Homes; 8 hours

4. Handling A Negative Review; 3 hours

5. REO Appraisals; 3 hours

6. Marketing The Appraiser; 3 hours

7. Fraud & Enforcement Issues; 2 hours

8. Appraisal Industry - Where Are We Heading?; 3 hours

9. Choosing the Best Comparables; 3 hours

10. USPAP Update 2008-09; 7 hours

2009 Courses Completed:

Attended and passed the following courses for renewal of Real Estate Appraisal License:

1. 7-Hour National USPAP Update Course

(new license with effective date of 01/18/2010 through 01/18/2012 has been issued)

Attended and passed the following courses for renewal fo Real Estate Broker License:

1.    Selling Business Opportuniteis in California - Part 1 and Part 2

2.    Agency

3.    Fair Housing

4.    Risk Management for Real Estate Professionals

5.    Trust Fund Accounting and Handling

6.    Ethics, Professional Conduct, and Legal Aspects of Real Estate